Debt 101

Learn how to understand your credit and manage your options.

Do You Have a Debt Problem? Take This Quiz and Find Out

There are reliable indicators that can let you know if you are in the danger zone with debt. Take this quick quiz to see where you stand.
5 Methods For Eliminating Your Debt — Which One is Right For You?

Millions of Americans will find themselves having to work their way out of credit card debt in their lifetime. Read about the options for managing and resolving debt, to learn which solution best fits your circumstances.
The Real Cost of the Minimum Payment on Your Credit Card

Making minimum monthly payments on your credit card may make you feel as if you are staying on top of your debt, but the reality is very different. Here, 4 truths about minimum payments.
"Good" Debt vs. "Bad" Debt: What Is the Difference?

We lean on debt to help us accomplish big things: buy a house, a car, fund an education. But there are ways even "good" debt becomes "bad." Learn more.