Debt 101

Learn how to understand your credit and manage your options.

What You Need to Know About Credit and How It Works

Credit is an important tool we use in our lives — and our credit history has a big impact on what we can and can't fund in life. Read this to understand what credit is and how it works.
Understanding What Goes Into Your Credit Score

Your credit score is a number that reflects your financial history and habits. Learn what behaviors are behind the number — and what it says about you.
"Good" Debt vs. "Bad" Debt: What Is the Difference?

We lean on debt to help us accomplish big things: buy a house, a car, fund an education. But there are ways even "good" debt becomes "bad." Learn more.